Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?
Posted: October 4, 2026
Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...
Insurance Considerations for Independent Contractors and Freelancers
Posted: September 19, 2026
Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...
Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters
Posted: September 4, 2026
National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how they would respond to emergencies. For small business owners, this is a good opportunity to ask an important question: if a fire, storm, cyber incident, or other unexpected event disrupted your business tomorrow, would you be prepared to keep operating...
Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?
Posted: August 19, 2026
Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates? If a fire, storm, or other covered event forced your doors to close for weeks or months, how would your business survive without revenue coming in? That is the problem business interruption insurance—also called business income insurance—is designed to help...
General Liability Insurance 101: A Foundation for Every Small Business
Posted: August 4, 2026
If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and why is it considered such an important part of a business insurance plan? General liability insurance—sometimes called GL insurance or commercial general liability—is one of the most fundamental types of coverage available to businesses of all sizes. Understanding how it...
