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Your Local Richfield Independent Insurance Agency

Voss Insurance Group, LLC specializes in auto, home, business, and life insurance, as well as Medicare.

Together, Voss Insurance Group, LLC has over 30 years of experience in the personal and commercial insurance industry. Delivering Auto, Home, Life, Business Insurance solutions is only part of what we offer; we also pride ourselves on outstanding customer service.

With a heart for building strong communities, Andy and Sandy Voss volunteer and support many organizations that help many different community causes. Their enthusiasm and commitment to help their community is simply just their way to help build a better tomorrow for everyone. This attitude and commitment is simply the way they live both professionally and personally.

Andy Voss
Andy Voss
Agency Owner
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Personal Insurance

Paying too much for home or auto insurance? With our flexible coverage options and expert service, you’ll know you're getting the best protection.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Life Insurance

Life insurance is one of the most important investments you will ever make, so it's important to discuss all of your options.
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Health Insurance

Keep yourself and your family safe with a variety of health insurance policy options designed to fit any budget or life situation.
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Recent News & Updates

Halloween Safety: What Your Auto and Homeowners Insurance Should Cover This Season

Posted: October 16, 2026

Halloween is one of the busiest nights of the year for pedestrians, with trick-or-treaters of all ages moving through neighborhoods after dark. Between excited kids darting between houses and drivers navigating dimly lit streets, it's a night that calls for extra caution, both behind the wheel and at home. Safer Driving on Halloween Night Drivers can help reduce risk by slowing down in residential areas,...

Deductibles, Copays, and Coinsurance: Understanding Your Health Insurance Costs

Posted: October 10, 2026

Health insurance comes with its own vocabulary, and terms like deductible, copay, and coinsurance are often used without much explanation. Understanding what each one means, and how they work together, can make it easier to estimate your actual costs and compare plans more confidently. What Is a Deductible? A deductible is the amount you generally pay for covered healthcare services before your insurance plan starts...

Life Insurance Riders 101: Customizing Your Policy to Fit Your Needs

Posted: October 7, 2026

Life insurance policies aren't always one-size-fits-all. Many insurers offer optional add-ons, known as riders, that let policyholders adjust their coverage to better match their personal circumstances. Understanding how riders work can help you have a more informed conversation with a licensed agent about your own policy. What Is a Life Insurance Rider? A rider is an optional provision added to a life insurance policy, usually...

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Posted: October 4, 2026

Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...

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