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Your Local Richfield Independent Insurance Agency

Voss Insurance Group, LLC specializes in auto, home, business, and life insurance, as well as Medicare.

Together, Voss Insurance Group, LLC has over 30 years of experience in the personal and commercial insurance industry. Delivering Auto, Home, Life, Business Insurance solutions is only part of what we offer; we also pride ourselves on outstanding customer service.

With a heart for building strong communities, Andy and Sandy Voss volunteer and support many organizations that help many different community causes. Their enthusiasm and commitment to help their community is simply just their way to help build a better tomorrow for everyone. This attitude and commitment is simply the way they live both professionally and personally.

Andy Voss
Andy Voss
Agency Owner
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Personal Insurance

Paying too much for home or auto insurance? With our flexible coverage options and expert service, you’ll know you're getting the best protection.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Life Insurance

Life insurance is one of the most important investments you will ever make, so it's important to discuss all of your options.
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Health Insurance

Keep yourself and your family safe with a variety of health insurance policy options designed to fit any budget or life situation.
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Recent News & Updates

Life Insurance Options for High-Risk Jobs

Posted: December 7, 2025

Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...

PPO Health Insurance: Leveraging the Advantages of Preferred Provider Organizations

Posted: November 25, 2025

Choosing a health insurance plan involves comparing different types of coverage to find the right fit for your needs. One option that continues to appeal to individuals and families is the Preferred Provider Organization (PPO) plan. PPO health insurance offers flexibility, convenience, and access to a wide network of healthcare providers. This makes it an excellent choice for those who value freedom in managing their...

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