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Your Local Richfield Independent Insurance Agency

Voss Insurance Group, LLC specializes in auto, home, business, and life insurance, as well as Medicare.

Together, Voss Insurance Group, LLC has over 30 years of experience in the personal and commercial insurance industry. Delivering Auto, Home, Life, Business Insurance solutions is only part of what we offer; we also pride ourselves on outstanding customer service.

With a heart for building strong communities, Andy and Sandy Voss volunteer and support many organizations that help many different community causes. Their enthusiasm and commitment to help their community is simply just their way to help build a better tomorrow for everyone. This attitude and commitment is simply the way they live both professionally and personally.

Andy Voss
Andy Voss
Agency Owner
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Personal Insurance

Paying too much for home or auto insurance? With our flexible coverage options and expert service, you’ll know you're getting the best protection.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Life Insurance

Life insurance is one of the most important investments you will ever make, so it's important to discuss all of your options.
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Health Insurance

Keep yourself and your family safe with a variety of health insurance policy options designed to fit any budget or life situation.
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Recent News & Updates

Lifestyle Factors That Can Affect Your Health Insurance Cost

Posted: June 10, 2025

1. Smoking and Tobacco Use Smoking is one of the most significant lifestyle factors impacting insurance costs. Tobacco users are typically charged higher premiums due to the increased health risks associated with smoking, such as lung disease and heart problems. Quitting smoking improves your overall health and can lead to substantial savings on your insurance costs over time. Specifically, smokers may pay two to three...

What Happens If You Outlive Your Term Life Insurance Policy?

Posted: June 7, 2025

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...

The Ins and Outs of Contractor Insurance

Posted: June 4, 2025

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Posted: June 4, 2025

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...

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